Terms & Conditions,
Disclaimer & Privacy

This website dlm.nz is a general information service provided by David Lloyd Mortgages Limited. Because the information in this site is general in nature, it may not be relevant to individual circumstances. Before making any mortgage/home loan decision, you should consult a professional adviser. We can help you decide whether your decision is appropriate for you.

You should not do, or refrain from doing, anything based on the information provided in this site without first obtaining professional advice from a financial adviser.

David Lloyd Mortgages believes the information in this site is correct, and it has reasonable grounds for any opinion or recommendation found within, on the date this site was last updated.

However, David Lloyd Mortgages Limited, directors, shareholders, employees and agents are not liable for any loss or damage incurred by any person as a result of any error in any information, opinion or recommendation in this site (whether due to negligence of David Lloyd Mortgages Limited, directors, employees and agents, or otherwise).


The information provided and services described in this website are only intended for persons within the New Zealand jurisdiction are not intended for persons outside the New Zealand jurisdiction. Accordingly, the information should not be relied or acted upon in any other country than New Zealand.

This information is governed by, and has been prepared under New Zealand law for the supply pf the services and products described, in New Zealand only. David Lloyd Mortgages Limited does not accept responsibility for the compliance of this information with the law of any other country.

No offer or recommendation

The material published on this website is general in nature and is not intended, nor capable of being, financial advice or advice on any specific problem or situation.

Obtain professional advice regarding its appropriateness to your personal circumstances.


Copyright in this site is owned by David Lloyd Mortgages Limited, unless otherwise stated. You are entitled to use the information in this site for your personal reference only. You must not reproduce or distribute content from this site or any part of it, nor transmit it to any other person or incorporate it in any way in any other document or materials.

Disclosure statements

Disclosure Statements relating to the financial advisers associated with this website are available on request and free of charge.


This website is provided by David Lloyd Mortgages Limited. By using and viewing this website you will be deemed to agree to the following disclaimer and privacy statement.

Your privacy

Any personal information you provide to David Lloyd Mortgages Limited will be used to provide information that you request and retained to provide you with further information about our services. Please note that none of the information we collect is passed on to any third party.

If you are an individual, you have rights of access to and correction of personal information that is held about you. If you would like to access, correct and/or change the information collected at any time, please contact us.

No warranties

While every endeavour has been made to ensure that the material on this website is free from error, David Lloyd Mortgages Limited makes no representation or warranty of any kind for the accuracy, reliability, suitability, currency or completeness of the information, and is under no obligation to update or correct any errors in the information after the date of publication.

The information published on this website is subject to change without notice. You should contact David Lloyd Mortgages Limited for more up to date information relating to each product and you should not enter into any transaction based solely on the information published on this website.

Past performance is not necessarily an indication of future returns.


David Lloyd Mortgages Limited and its directors, shareholders, employees and associates do not accept any liability or loss arising in any way (including by reason of negligence) for errors in, or omissions from, the information published on this website and do not accept any loss or damage, however caused, which arise out of or result from any reliance on, or inability to use or access, any information on this website.

Linked websites

David Lloyd Mortgages Limited is not responsible for, and has no knowledge of or control over the content of any websites linked to this website.

Links to other websites are provided solely to assist your easy connection to those websites. David Lloyd Mortgages Limited does not sponsor or endorse, or accept any liability for the content of those linked websites.